Money Minded Illinois
Illinois State Treasurer’s Office Money Minded Content
This section includes the featured resources students use to explore the questions by grade level. Depending on the lesson, resources may include informational readings, videos, or hands-on activities. Materials are designed to help students research, think critically, and build understanding. Built on the Illinois C3 Framework, this financial education curriculum provides teachers with classroom-ready resources for every unit, supporting instruction aligned with Illinois learning standards.
First Grade
Introduce first graders to the basic concept of money. Students learn what money is, how people earn income through work, and how choices involve opportunity cost.
Second Grade
Help students learn how money can be spent or saved for goods and services, and how choices can have positive or negative effects.
Third Grade
Teach students how taxes, local government services, banks, and borrowing shape how money works in their communities.
Fourth Grade
Help students explore spending choices, how money is made, how income is used, and how careers produce goods and services.
Fifth Grade
Help students understand digital money, government income, global connections, workers, interest, credit cards, and financial choices.
Middle School
Challenge students to explore budgeting, investing, interest, risk, insurance, online banking, and other key money skills.
Help students build the decision-making skills they need for college, careers, and everyday life.
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