Access to Capital and Invest in Illinois Daily Rates
The following rates apply to approved financial institutions interested in participating in the Treasurer’s Community Development Linked Deposit or Access to Capital Programs. The rates quoted herein are for illustrative purposes only and are subject to change without notice. If you are not currently an Approved Depository, go to the section, Become an Approved Program Depository, for all appropriate forms, documentation, and instructions. Financial institutions, please contact the Banking Division Time Deposit Section at 217-782-0764 to discuss any state deposit terms for submitted applications.
To learn more about the Invest In Illinois Rate Methodology, click here
To access the SCALE UP program 1-year rate, contact Rebecca Huston at 217-558-6217.
For rate information on the Federal Emergency Workers program, contact Rebecca Huston at 217-558-6217.
Important Program updates can be found here. Program updates effective January 1, 2025, through December 31, 2025.
| Friday, October 10, 2025 | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Access to Capital | 30 days | 90 days | 180 days | 365 days | 2 years | ||||||||
| State | 4.33 | 4.18 | 4.05 | 3.85 | 4.16 | ||||||||
| State Treasurer’s Community Development Linked Deposit Programs | 1 year | 2 years | 3 years |
|---|---|---|---|
| Ag Invest | |||
| Agricultural Long-Term | 1.89 | 1.89 | 1.89 |
| Agriculture Annual Operating for October 2025 | 1.89 | 1.89 | |
| Business Invest | |||
| Community Uplift Program (CUP) | 1.89 | 1.89 | 1.89 |
| Community Invest | |||
| Opportunity Illinois | 1.89 | 1.89 | 1.89 |
| Cannabis Banking Services for October 2025 | 3.51 | ||