Business Invest
Affordable Small Business Loans and Financing in Illinois
Small businesses in underserved communities can face challenges finding affordable financing to grow, improve their operations, or hire additional workers. The Illinois State Treasurer’s Office helps expand access to capital through Business Invest, a business-focused impact investment program.
Through Business Invest, the Treasurer’s Office partners with approved financial institutions to support lower-cost business loans and financing for qualifying businesses and nonprofit organizations, including some borrowers who may have difficulty accessing traditional financing.
- Business Invest – CUP Program: Learn how CUP helps small businesses in underserved Illinois communities access low-cost loans through approved financial institutions.
- Business Invest – SCALE UP Program: Learn how SCALE UP helps small and diverse construction contractors access financing to grow their businesses and compete for larger projects.
More Financing Options
Although the Treasurer’s COVID-19 program made its final deposit in August 2022, the Treasurer’s Office continues to help Illinois small businesses access affordable financing. Programs such as Business Invest – Community Uplift Program (CUP) support businesses in underserved communities by expanding access to low-cost loans through approved financial institutions.
Supporting Business Growth Across Illinois
The Illinois State Treasurer’s Office is committed to transparency, efficiency, and earning the public’s trust. Through Invest in Illinois, the Treasurer offers programs designed to support economic growth while providing a safe and sound investment opportunity. To strengthen that work, the Office has made a strategic commitment to collecting foundational data that helps measure impact and guide future efforts on behalf of the people of Illinois.
Bring Affordable Financing to Your Community
Invest in Illinois connects participating lenders with state deposits that support agriculture, small businesses, community development, and local economic growth.
Call 217-558-6217 to speak with the Invest in Illinois team, or email us.

