Community Uplift Program


A key objective of the Treasurer’s Office is to invest State capital in a manner that supports community development efforts while simultaneously meeting its primary investment objectives of safety, liquidity, and return on investment.  


Illinois has a number of rural and urban communities that struggle with unemployment, poverty, and large-scale business closings. These communities need private sector investment to stimulate business growth, job creation, and neighborhood revitalization.  The Access to Capital Community Uplift Program (CUP) does just that. CUP enables qualified financial institutions that operate in economically depressed areas (i.e. Illinois Enterprise Zones) to access State capital at a lower rate. This gives banks, credits unions, and savings and loan institutions in struggling areas additional financial resources, which positions them to increase lending activities, fund more local development efforts, and provide direct aid to local communities and their residents.


Download the Community Uplift Program flyer for additional information.


Eligibility and Application


Step 1:  Become an Approved Depository


To participate in CUP, institutions must be or apply to become an approved state depository with the Treasurer's Office.  For more information on that process, please visit:


           •  Become an Approved Depository


To view the list of approved depositories with the Treasurer’s Office, please visit List of Approved Depositories.


Step 2:  Review Eligibility and Submit Application


Approved depositories seeking to determine their eligibility and apply for CUP must review and submit the following document:


           •  Community Uplift Program Application


Should you have any questions with this process, please contact the Treasurer's Time Deposit Section at (866) 458-7327 or  To determine if a bank location is situated in an Illinois Enterprise Zone, check the Illinois Enterprise Zone interactive map or contact the Illinois Enterprise Zone Program at (217) 524-4144.


Daily Rates

Click here to access the daily rates for the Access to Capital Community Uplift Program.